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Helping Renters Find a Budget With a Holiday Savings Plan

Darren Kincaid - Tuesday, December 14, 2010
The holidays are here and that means some serious shopping is in order for my gift list. But how does a renter with a tiny budget, find the extra cash needed for gifts?  Well, since I didn’t start a holiday savings plan like I should have, I found a few other ways to lessen the financial toll and get my gifts for less this year. Here are a few tricks that worked for me.

 

Holiday Savings

  • Plan your Purchases: Write down everyone on your list and decide on a gift for each person. By planning your purchases ahead of time, you can monitor holiday sales for better deals on specific items. You will also stay more focused while shopping instead of getting distracted by frivolous items.
  • Head to the Outlets: Shoppers can find huge discounts on great items just by heading to the outlet stores as opposed to mall locations. These stores will often have some of the same pieces as their mall equivalents for half the price.
  • Know the Details: Keep an eye out for sales on the items you plan to purchase, and when a sale does arise, be sure to study all the details of the sale before heading to the store. You don’t want to travel all the way to the store just to find out that the model you want isn’t included or that the sale price is only through a rebate.
  • Join Mailing Lists: By joining the mailing lists of the stores that carry your desired items, you can receive exclusive discounts not available to other customers. Cha-ching! This also works with coupons. Watch for great coupons to name brands in the paper and online at coupon sites like www.couponcabin.com or www.retailmenot.com.
  • Shop Online: By shopping online, you again may find that you are privy to special discounts you would not see in the stores, especially in the WilliamPaid Shopping Center. Also, when shopping online, you aren’t spending money on travel to and from stores. Warning: Watch out for shipping costs, you may only want to shop online at sites providing free shipping.

Luckily, I have one last less traditional trick to help with my gift list – friends who are starting new businesses in pottery, photography and jewelry. Looks like this year I’m giving a few one-of-a-kind gifts all while saving a bit of green and helping their businesses. Talk about a win-win-win. What other methods have saved you money this holiday season?

From WilliamPaid.com

Savvy Holiday Shoppers Get The Best Deals

Darren Kincaid - Thursday, December 09, 2010

jeans shopping

Holiday Jeans Shopping in Charlotte

It’s smart to be smart and it pays to get the great deals for the holiday season.  And we want to share some tips with you on just how to do that.

How to be a Savvy Holiday Shopper this Season

Let me share a quick story with you about savvy holiday shopping and how it can help you save money and get the best deals.  If you would like to learn some direct strategies then click the link below to learn how to be protected as an American Consumer.

I was out with my auntie a few weekends ago running some errands.  Of course you know an hour run turned into an all day venture but I learned some valuable trick where holiday shopping is concerned.   There was an pair of jeans that would be perfect for my little cousin.  I told auntie about them and she decided to purchase them.  They were on sale but exceeded her budget by a couple dollars.  After speaking to the sales associate she wound up getting the jeans for a very decent price.

Here’s what happened: While auntie and the store were negotiating I thought my auntie was being very savvy in her argument.  For a moment I thought lets just forget about the jeans but she didn’t want to let it go.  First the supervisor came over, then the manager came over.  This is not that big of a deal I thought.  Then Auntie said, “Just watch.”  She was very calm the whole time.  Then she went in for the kill and asked for the pair of jeans at the price she wanted.  The store manager agreed to the purchase and that was that.  I was amazed.  When I looked at the price tag I just thought that the sale was final.  It was in black and white.  But everything is negotiable!

Holiday Shopping on a Budgets from the Federal Trade Commission


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